Welcome to PAL Network. By accessing or using our services, you agree to comply with and be bound by these Terms and Conditions (“Terms”). Please read them carefully. If you disagree with any part of the Terms, you must not use our website or services.
1. Acceptance of Terms
By accessing PAL Network’s website or services, you agree to these Terms, including our Privacy Policy. PAL Network reserves the right to change or update these Terms at any time. Continued use of our services after any modifications constitutes acceptance of the revised Terms.
2. Description of Services
PAL Network offers digital insurance solutions for individuals and businesses, including customizable policies, API integrations, and app-based insurance management. Specific features, functionalities, and policies may vary based on your region and selected plan.
3. Account Registration and Security
To use our services, you may be required to create an account. You agree to:
- Provide accurate and complete information during registration.
- Keep your account details secure and notify us immediately of any unauthorized access.
- Be responsible for all activities under your account.
PAL Network reserves the right to suspend or terminate accounts that violate these Terms.
4. Payment and Fees
Purchases, including premiums and fees, can be made via credit card or PAL tokens for discounted rates where applicable. All payments must be made in USD or other supported currencies. You agree to pay any applicable fees, including taxes and transaction fees.
5. User Conduct
You agree not to use PAL Network’s services for any unlawful or prohibited activities, including but not limited to:
- Tampering with the operation of our services.
- Misusing the PAL Network website, apps, or content.
- Violating intellectual property or proprietary rights of PAL Network or third parties.
Failure to comply may result in termination of your access to our services.
6. Intellectual Property Rights
All content on PAL Network’s website, including text, graphics, logos, and software, is the property of PAL Network or its licensors and is protected by copyright, trademark, and other intellectual property laws. You agree not to reproduce, distribute, or modify our content without express permission.
7. Third-Party Links and Services
Our website may contain links to third-party websites or services not owned or controlled by PAL Network. We are not responsible for the content, policies, or practices of these third parties. You access these links at your own risk.
8. Disclaimers
PAL Network’s services are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. PAL Network disclaims any warranties, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.
We do not guarantee that our services will be uninterrupted, error-free, or secure, and we are not liable for any loss or damage resulting from the use of our services.
9. Limitation of Liability
To the maximum extent permitted by law, PAL Network shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use or inability to use our services. This includes, but is not limited to, loss of data, loss of profits, or damages caused by errors, interruptions, or data breaches.
10. Indemnification
You agree to indemnify and hold harmless PAL Network, its affiliates, employees, and agents from any claims, damages, liabilities, or expenses arising out of your use of our services or any violation of these Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of PAL Network’s services shall be subject to the exclusive jurisdiction of the courts in Singapore.
12. Termination
PAL Network reserves the right to terminate or suspend your access to our services at our discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to our users, us, or third parties.
13. Contact Us
If you have questions or need further assistance regarding these Terms, please contact us at:
Email: [email protected]
Phone: +44 1224 561890
Address: 123 Insurance Street, London, United Kingdom, WC2N 5DU